Debt Renegotiation — A Viable Alternative
So you are embarrassed to even call an attorney or a debt counselor… You hear the commercials about wiping out 75% of your debt in a few weeks. You are tempted to call because of the weight is so heavy. Before you run to the next 1-800-U-BE-FREE call center, consider the value of having an actual attorney on your side. First of all, we have the tools to help file a bankruptcy, so when we call a creditor, they understand that we can employ our skills in the bankruptcy arena if they are not helpful. Most creditors will decide getting something is better than getting nothing. So, they will forgive much of your debt and write that off as a loss. The advantage to you is that you do not have to file a bankruptcy, but still get the debts to a manageable level.
Why not just call your these creditors yourself? First of all, do you REALLY want to talk to them all day? You have an emotional investment in this process we do not. We are able to spend time and energy without being harassed by a creditor. We are giving them an opportunity to lose less money. You are trying to pay less money. Because of the direction we are coming from, we get a better audience.
We know the rules and the laws. We can get the creditors to stop harassing you, they are forced by law to have to communicate with us. We work in partnership with you to reduce your liabilities and get you back on solid financial footing.
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