Bankruptcy Attorney Denver

Are You Upside Down on Your Mortgage?

Meet John and Sarah, a couple who have been married for 5 years in Denver.  They bought a home about 4 years ago in Lakewood which ran $280,000 when they purchased the home.  John had a nice job with Frontier Airlines, but when they filed Chapter 11 in Denver, he was a casualty.  It happens too much.  Now they are looking around and seeing homes just like theirs on the same block selling for $170,000… John is now working at a major retail chain and struggling to make all the payments.  Sarah is pregnant with their second child and they are stressed about their finances because they keep falling behind?

When should you walk? When should a bankruptcy in Denver be considered?  Does saving a $1,000 a month which could really be used to stay afloat make it OK to walk from a home with memories?  There can be feelings of guilt… There can be uncertainty.  This is where our bankruptcy firm in Denver can help!  We are not motivated by the banks, by your creditors, we are motivated to help you get the fresh start you need.  You may be able to keep your home, it may be better to walk.  We will help you step by step through this emotional and personal decision.  If you feel buried and are upside down in your mortgage, maybe it is time to get a free bankruptcy consultation in Denver!

Are You Upside Down on Your Denver Mortgage? ›

Steps to Take Prior to Bankruptcy Filing...

Have you been thinking about filing for bankruptcy in Denver and are unsure of the steps needed to file for bankruptcy protection in Denver.   If you are considering Bankruptcy in Denver, here are some of the basics steps you need to start looking at before you pay an attorney in Denver to work on your bankruptcy case.

1. Look at your current assets and liabilities and put them on paper.  This way when you to to a bankruptcy attorney in Denver, then you are a step ahead.  Try and remember everything, so that you can see if you are really in a position for bankruptcy…  or if you need to manage the finances you have better. 
2. Get yourself a bankruptcy attorney in Denver you can trust.  Most attorneys will do a free bankruptcy consultation in Denver.  Take advantage of this and ask questions.  Make sure you trust the bankruptcy attorney…
3. Don’t worry about how bad it seems.  The goal of this process is to give a fresh start.  In a lot of ways, the worse it is, the better chance you will have a successful case.  (Of course don’t go and make it purposely worse right now because the courts take all these factors into mind.

Once you get over your fears, know where you are and can work with someone you trust to get you to a fresh start, you will be glad you took a bit of extra time to get to where you need to be.

3 Necessary Steps of Filing For Bankruptcy in Denver… ›

How Much Does a Bankruptcy Cost in Denver?

Almost every day I get a call from a potential client with a simple question:

“How much does a bankruptcy cost here in Denver?”

Potential clients are often very annoyed when I don’t give them a number back.  I have to ask questions and qualify the amount of work that will go into a case before I can assess the costs.  People call up asking for the price as if I am selling a box of rice and get annoyed when the process is more like I am building a deck.

If you call a contactor and ask how much a deck costs, they will want details.  Size, material, timeframe, first or second story, etc…  all of these have a direct impact to their costs and so they directly impact your costs.  My practice is similar.  Are you looking to file a Chapter 7 bankruptcy in Denver or a Chapter 13 bankruptcy in Denver?  Do you have 30 creditors or 3? What’s the scope of the damages you are looking at in regards to your finances, how late are you on payments?  Do you have a family or are you single.  Since every question we ask has ramifications, we have to be prudent and ask, however potential clients think we are just giving them a run around.

Maybe there are bankruptcy attorneys in Denver who will give you quotes without details.  Maybe they have a process of giving you bankruptcy papers and all the burdens, so $499 makes sense to charge.  Ultimately, anyone who is going to do a good job for you is going to ask questions, lots of them.  Our goal is to be as efficient and productive with our time so that your costs always are as low as possible.

So, “How much does a bankruptcy cost here in Denver?”

Answer:  It Depends! (If you just want a “ballpark price,”  most cases are between $1,500 and $2,500)  Just remember, if the bankruptcy goes through, almost all of the bills you are paying on go away, so financing this is an option.

How Much Does a Bankruptcy Cost in Denver? ›